DISCLAIMER

Culbertson Ministries DBA John Culbertson does not guarantee the accuracy or results of any readings, answers or other information received during a session. By getting a session you agree that any use you make of the information is at your own risk and that Culbertson Ministries DBA John Culbertson is not responsible for any losses resulting from your reliance on any information you receive during a session. Sessions should never be used as a substitute for advice from a qualified professional. All sessions available through or in connection with  Culbertson Ministries DBA John Culbertson is informational only and provided as is” without warranties, representations, or guarantees of any kind.

By using any of the services you acknowledge that Culbertson Ministries DBA John Culbertson is not responsible for any response or information that you receive or do not receive, and you agree to hold Culbertson Ministries DBA John Culbertson harmless from any loss, harm, injury or damage resulting from or arising out of your contact with John.

RELATING TO FINANCIAL MATTERS

If you intend to ask any question concerning companies, stock quotes, investments or securities, or other financial things please let the investor beware that such information through is provided for informational purposes only, and is not intended for trading or investing purposes. Culbertson Ministries DBA John Culbertson shall not be responsible or liable for the accuracy, usefulness or availability of any trading or investment decisions based on such information.

RELATING TO HEALTH MATTERS

Sessions are provided for informational purposes only, and is not a substitute for professional medical advice, examination, diagnosis or treatment. Always seek the advice of your physician or other qualified health professional before starting any new treatment or making any changes to existing treatment. Do not delay seeking or disregard medical advice based on information received in a session. No health-related information, including information about herbal therapies and other dietary supplements, is regulated or evaluated by the Food and Drug Administration and therefore the information should not be used to diagnose, treat, cure or prevent any disease without the supervision of a medical doctor or other qualified health professional.

RELATING TO LEGAL MATTERS

Sessions are providing information for informational purposes only, and this is not a substitute for professional legal advice. Always seek the advice of a qualified attorney licensed in the appropriate jurisdiction before taking any course of action that may affect your legal rights.